It is 1st Advantage Bank's goal to provide you with a high level of service while maintaining personal attention to all your hometown banking needs. The following are some of the services we offer. Please contact the bank for additional information.

Personal Credit Cards

Our Visa® Platinum Preferred and Visa® Classic credit cards are designed to help you manage your account sensibly. Each card is simple, reliable, safe and easy to use with no complicated fees or rules. Use your card when making a purchase wherever Visa® is accepted. Your new card offers:

  • A low variable rate
  • No annual fee
  • Free online account information
  • Worldwide acceptence
  • Cash advance at thousands of ATMs
  • Auto rental insurance
  • Automatic payment option
  • Travel accident insurance coverage
  • Prompt, expert service you’ve come to expect from your community bank

Special benefits for those who qualify

Those eligible for the Visa® Platinum Preferred Card receive additional rewards! As a Visa® Platinum Preferred cardholder you’ll earn one point for every dollar you spend – every time you use your card to shop, dine, travel, pay bills or entertain. You may then redeem your earned points for exciting gifts and travel packages. There’s no cap to how many points you can earn.

To learn more, visit and click on “Browse.”


Business Credit Card Strengthen Your Company’s Purchase Power

Controlled Spending

Manage your company’s cash flow conveniently and efficiently with a Visa® Business Card. Its flexibility allows you to preset spending limits for each employee cardholder. Online account information helps you monitor available funds 24/7. Detailed monthly statements and quarterly reports itemize your business expenditures to help you track expenses and prepare for tax season.

Secure Transactions

Fraud monitoring helps detect suspicious activity early. Visa® Zero Liability protects against unauthorized card use and grants provisional credit.

Worldwide Acceptance

The Visa® Business Card gives you international buying power. Use it everywhere Visa® is accepted. Purchase office equipment, order supplies online or dine with clients.

Premium Services*

Protect your business with the following Visa® Business Card services:

  • Purchase security
  • Extended warranty protection
  • Auto rental insurance
  • Travel and emergency services
  • Travel accident insurance up to $250,000
  • AutoPay program
  • Online access at
  • Visa® Zero Liability
  • Visa® Liability Waiver

*Certain restrictions and limitations apply. See the Visa® Business Benefits Package for complete details.


Wire Transfer Instructions

Wire transfers are a secure and convenient way to send funds from your 1st Advantage Bank checking account to another person, business, or financial institution in the U.S. or Internationally. International wire transfers received Monday to Friday by 12:30 p.m. CT and Domestic wire transfers received Monday to Friday by 3:30 p.m. CT are generally processed the same day. Funds in your checking account must be collected prior to a wire being sent. Wire requests can be sent via email to however please note that verbal call back verification is required before the wire will be processed.  To see fees associated with wire transfers view miscellanous fees under the Personal Accounts tab

Estimate Deposit Insurance (FDIC) Coverage


Savings Bonds

Whether you would like to purchase bonds for grandchild or see how much your bonds are worth, the following links to the Treasury Direct will help you with all of your savings bond needs.

Telephone Banking Advantage24 - 1 (800) 303-3501

Our 24-hour telephone banking service is a convenient and fast way of accessing your 1st Advantage bank accounts at anytime of the day or night. The number to call is 1 (800) 303-3501.

Advantage24 Features

  • Account Balance Inquiries
  • Transfer Funds Between Accounts
  • Transaction Inquiries
  • Research Paid Items
  • Make Loan Payments
  • Change PIN Anytime

To use the ADVANTAGE24 system, you need

  • A touch-tone phone
  • Your PIN (Personal Identification Number). If this is your first time using the system, your PIN will be the last 4 digits of the Social Security Number of the primary owner on the account or the last four digits of the Employer Identification Number for a business account. For your protection, you must change the PIN to a new 4-digit number before you can proceed.
  • Your account number(s)

Check Re-orders

Re-Order Checks