Whether banking over the phone, in person, or online, keeping your personal information is safe is of the utmost importance. And that means no sharing of personal information!
Yes, there are times where you have to share personal information like your Social Security Number with your bank for security and identification purposes. Besides those exceptions though, be extremely careful to whom you are giving your information to. Here are essential tips for keeping your information safe:
Keep Your Devices Updated
Keeping your devices updated is one of the best ways to keep your personal information safe. When a device is out of date, it becomes easy for hackers to exploit it and steal your information. In order to prevent this, make sure that your device is kept up to date for the latest security updates.
Only Use Trusted Networks & Computers
The free internet at the coffee shop may be convenient but it could be unsecured, exposing your personal information to thieves. The same goes for public access computers. Never select features that automatically signs you on to your account or check “Remember my password” on websites.
Instead, wait until you are home to access your banking information. If possible, you can secure your connection on unfamiliar networks by subscribing to a virtual private network, or VPN.
Sign Up For Alerts From Your Bank
Your bank cares about your safety. That is why many banks, including 1st Advantage Bank, offer fraud alerts sent directly to your phone or email when suspicious activity is detected. When you confirm the alert as fraudulent, your bank can secure your accounts.
Don’t Click On Unknown Links
Got an email from someone you don’t know? Don’t click on any links! They could be phishing attempts to steal your personal information. Never give out your personal information like passwords and account numbers to unknown emails or entities.
Remember that reputable banks like 1st Advantage will never ask you for your password. If in doubt, call us to confirm any information.
Report Scams & Fraud
If you have been a victim of scams or fraud, report it to the authorities immediately. Doing so not only helps protect your information sooner, but helps law enforcement keep up to date on what methods criminals are using and educate the public.
For internet scams, report the crime to the Internet Crime Complaint Center (IC3) of the Federal Bureau of Investigation (FBI) or use their online tip hotline. For instances of mortgage fraud, contact parties such as: