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Commitment to Your Security: Your safety and security is very important to us.


FACTSWhat does 1st Advantage Bank do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons 1st Advantage Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal infoDoes 1st Advantage Bank Share?Can you limit this sharing?
For our everyday business purposes:

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No
For our marketing purposes:

to offer our products and services to you

Yes No
For joint marketing with other financial companies: No We Don't Share
For our affiliates' everyday business purposes:

information about your transactions and experiences

No We Don't Share
For our affiliates' everyday business purposes:

information about your creditworthiness

No We Don't Share
For our affiliates to market to you No We Don't Share
For nonaffiliates to market to you No We Don't Share
Who we are and what we do


Who is providing this notice? 1st Advantage Bank is a locally-owned community bank with one location in St. Charles County
How does 1st Advantage Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does 1st Advantage Bank collect my personal information? We collect your personal information, for example, when you:
  • Open an account or make deposits to your account or withdrawals from your account
  • apply for a loan or pay your bills
  • use your credit or debit card
We also collect your personal information from other, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.


Affiliates Companies related by common ownership or control. They can be financial and non financial companies.
  • 1st Advantage Bank has no affiliates.
Non Affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • 1st Advantage Bank does not share with non-affiliates so they can market to you.
Joint Marketing A formal agreement between non affiliated financial companies that together market financial products or services to you.
  • 1st Advantage Bank doesn't jointly market.