Log On

Lock Icon

Rates

Effective October 31, 2022


Choose the term and deposit amount that is right for you.

3.00% APY

10 month CD

3.00% APY

20 month CD

3.00% APY

30 month CD

Annual Percentage Yield (APY) is based on an initial deposit of $10,000. APYs are current as of 10/21/22. Rates subject to change.

Checking Accounts
ADVANTAGE Checking
Product Interest Rate APY*
$2,500 - up 0.10% 0.10%

*Annual Percentage Yield (APY). $2,500 opening balance required. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. $2,500 minimum daily ledger balance required to avoid $25.00 service charge. Fees may reduce earnings.

Senior ADVANTAGE Checking
Product Interest Rate APY*
$.01 - up 0.10% 0.10%

*Annual Percentage Yield (APY). $100 opening balance required. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. A monthly, recurring direct deposit must be initiated or account will revert to a non-interest bearing account. Primary account holder must be age 50 or older. Fees may reduce earnings.

Money Market Accounts
ADVANTAGE Money Market
Product Interest Rate APY*
$1,000 - $9,999.99 0.30% 0.30%
$10,000 - $24,999.99 0.35% 0.35%
$25,000 - $49,999.99 0.40% 0.40%
$50,000 - $99,999.99 0.45% 0.45%
$100,000 - $249,999.99 0.50% 0.50%
$250,000 - up 0.85% 0.85%

*Annual Percentage Yield (APY). $1,000 opening balance required. To obtain the advertised Annual Percentage Yields (Annual Percentage Yield (APY) on this account, you must open and maintain an ADVANTAGE Checking Account with a minimum opening balance of $2,500. You must maintain a daily collected balance within each range to obtain the Annual Percentage Yield (APY) for each interest rate tier. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. Fees may reduce earnings.

Personal Money Market
Product Interest Rate APY*
$1,000 - $24,999.99 0.30% 0.30%
$25,000 - $49,999.99 0.35% 0.35%
$50,000 - $99,999.99 0.40% 0.40%
$100,000 - $249,999.99 0.45% 0.45%
$250,000 - up 0.85% 0.85%

*Annual Percentage Yield (APY). $1,000 opening balance required. You must maintain a daily collected balance within each range to obtain the Annual Percentage Yield (APY) for each interest rate tier. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. Fees may reduce earnings.

ADVANTAGE Business Money Market
Product Interest Rate APY*
$1,000 - $9,999.99 0.30% 0.30%
$10,000 - $24,999.99 0.35% 0.35%
$25,000 - $49,999.99 0.40% 0.40%
$50,000 - $99,999.99 0.45% 0.45%
$100,000 - $249,999.99 0.50% 0.50%
$250,000 - up 0.85% 0.85%

*Annual Percentage Yield (APY). $1,000 opening balance required. To obtain the advertised Annual Percentage Yields (Annual Percentage Yield (APY) on this account, you must open and maintain an ADVANTAGE Business Checking Account. You must maintain a daily collected balance within each range to obtain the Annual Percentage Yield (APY) for each interest rate tier. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. Fees may reduce earnings.

Business Money Market
Product Interest Rate APY*
$1,000 - $24,999.99 0.30% 0.30%
$25,000 - $49,999.99 0.35% 0.35%
$50,000 - $99,999.99 0.40% 0.40%
$100,000 - $249,999.99 0.45% 0.45%
$250,000 - up 0.85% 0.85%

*Annual Percentage Yield (APY). $1,000 opening balance required. You must maintain a daily collected balance within each range to obtain the Annual Percentage Yield (APY) for each interest rate tier. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. Fees may reduce earnings.

Savings Accounts
ADVANTAGE Savings
Product Interest Rate APY*
$1,000 - $9,999.99 0.10% 0.10%
$10,000 - $24,999.99 0.10% 0.10%
$25,000 - $49,999.99 0.10% 0.10%
$50,000 - $99,999.99 0.15% 0.15%
$100,000 - $249,999.99 0.20% 0.20%
$250,000 - up 0.20% 0.20%

*Annual Percentage Yield (APY). $1,000 opening balance required. To obtain the advertised Annual Percentage Yields (Annual Percentage Yield (APY) on this account, you must open and maintain an ADVANTAGE Checking Account with a minimum opening balance of $2,500. You must maintain a daily collected balance within each range to obtain the Annual Percentage Yield (APY) for each interest rate tier. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. Fees may reduce earnings.

Regular Savings
Product Interest Rate APY*
$.01 - up 0.10% 0.10%

*Annual Percentage Yield (APY). $100 opening balance required. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. Fees may reduce earnings.

Piggy Bank Savings
Product Interest Rate APY*
$.01 - up 0.10% 0.10%

*Annual Percentage Yield (APY). $10 opening balance required. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. Fees may reduce earnings.

Investment Savings
Product Interest Rate APY*
$1,000 - $499,999.99 0.20% 0.20%
$500,000 - $999,999.99 1.00% 1.00%
$1,000,000 - up 1.49% 1.50%

*$1000 opening balance required. APY may change without notice at any time after the account is opened. You must maintain a daily collected balance within each range to obtain the APY for each interest rate tier. APY may change without notice at any time after the account is opened. Fees may reduce earning.

CDs and IRAs
ADVANTAGE CDs & IRAs

no

no

Product Interest Rate APY*
3 month ADVANTAGE CD/IRA 0.30% 0.30%
6 month ADVANTAGE CD/IRA 0.35% 0.35%
12 month ADVANTAGE CD/IRA 0.45% 0.45%
18 month ADVANTAGE CD/IRA 0.55% 0.55%
24 month ADVANTAGE CD/IRA 0.75% 0.75%
36 month ADVANTAGE CD/IRA 0.80% 0.80%
48 month ADVANTAGE CD/IRA 0.90% 0.90%
60 month ADVANTAGE CD/IRA 1.00% 1.00%

Annual Percentage Yield (APY). Minimum balance to open CD/IRA is $500. To obtain advertised Annual Percentage Yield (APY), customer must open and maintain an ADVANTAGE Checking Account with a minimum opening deposit of $2,500. A penalty may be imposed for early withdrawal.

Regular CDs & IRAs

no

no

Product Interest Rate APY*
3 month CD/IRA 0.05% 0.05%
6 month CD/IRA 0.10% 0.10%
7 month SPECIAL* 0.30% 0.30%
12 month CD/IRA 0.20% 0.20%
15 month SPECIAL* 0.50% 0.50%
18 month CD/IRA 0.30% 0.30%

Annual Percentage Yield (APY). $500 opening balance required to obtain each Annual Percentage Yield (APY). Annual Percentage Yield (APY) is fixed for the term of CD/IRA. A penalty may be imposed for early withdrawal.
*Annual Percentage Yield (APY) is accurate as of 10/04/22. $10,000 opening balance required. ADVANTAGE customers not eligible for higher rate with this CD special. Penalty may be imposed for early withdrawal. Fees may reduce earings.


The above rates are posted and valid as of October 4, 2022. Rates may vary if the amounts, terms or other conditions change from those posted below.