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Website Terms & Conditions

These terms govern the use of this website. Please read them carefully before gaining access to the site. If you do not agree to these terms, do not access the website. By accessing any part of this website or content contained within, you agree to be bound by these terms of use.

This website has been established by 1st Advantage Bank, of Saint Peters, Missouri (“Bank”) for the sole purpose of conveying information about the Bank’s products and services and to allow communication between the Bank and its customers. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of the Bank’s agreements and disclosures that govern its products and services. If any information on this site conflicts with that in the Bank’s agreements and disclosures, the agreements and disclosures will control.

From time to time the Bank may place links to other websites on this page. The Bank has no control over any other website and is not responsible for the content on any site other than this one. Users assume all responsibility when they go to other sites via the links on this page.

The information and materials contained in this website are owned by the Bank or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.

The Bank makes no warranties of any kind regarding the products and services advertised on this site. The Bank will use reasonable efforts to ensure that all information displayed is accurate; however, the Bank expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. The Bank is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this site. This limitation includes, but is not limited to, the omission of information, failure of equipment, the delay or inability to receive or transmit information, the delay or inability or priority information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if the Bank has been informed of the possibility of such loss or damage.

Cookie & Analytics

1st Advantage Bank uses cookies to support the basic functionality of our website and to help us understand how visitors use our site. Cookies are small text files stored on a user’s device that allow the bank to recognize a browser and improve website performance and usability. Users may manage or disable non-essential cookies through their browser settings. Disabling cookies may affect certain website features.

1st Advantage Bank uses Google Analytics, a web analytics service provided by Google, to collect information about how visitors interact with our website. This information is used in aggregate to evaluate website performance, identify errors or disruptions, and improve navigation and content. Google Analytics may collect information such as pages visited, time spent on the site, browser type, device type, and general geographic location. 1st Advantage Bank does not use Google Analytics to collect personal identifying information such as names, account numbers, Social Security numbers, login credentials, or other sensitive member data. Analytics data is used solely for website performance and improvement purposes and is not used to make credit, lending, or membership decisions.

Google Analytics is operated by Google as a third-party service provider and is subject to Google’s privacy practices. Visitors can opt-out of personalized advertisements on Google using Google’s Ad Settings.

You can opt out of Google Analytics without affecting how you visit our Site. For more information on opting out of Google Analytics tracking, visit this Google page.

Location Information: If you choose to enable location services on your device and provide permission within our mobile application, we may collect location information while you are using the Services. In certain cases, location data may also be collected in the background when the application is not actively in use, but only when permitted by your device settings and your prior consent.

We use location information to support security and fraud prevention, such as identifying potentially unauthorized account access. You may decline or withdraw permission for location tracking at any time through your device settings. Please note that disabling location services may limit certain security features or functionality within the application.

Other Information

This agreement may be changed from time to time by posting the new Terms of Use on the website, without prior notice. All users agree to be subject to this agreement as it changes from time to time.

This website is not directed to or intended for use by children under the age of 13 years, and we do not knowingly collect personal information from such children.

This agreement and the use of this website are governed by the laws of the State of Missouri.

Please direct questions or concerns regarding these terms to 1st Advantage Bank at customerservice@1stadvantagbank.com;  by phone at 636-970-0440; or by mail to 240 Salt Lick Rd., Saint Peters, MO 63376.