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If you’re like most people, your schedule doesn’t always allow a trip to the bank to deposit a check. Whether you’re at home, at the office, or on the go, Mobile Deposit lets you deposit checks in your 1st Advantage Bank account anywhere, anytime with our mobile app.

Mobile Deposit FAQs

What is Mobile Deposit and how do I use it?

Mobile Deposit is a feature within Digital Banking that allows you to deposit checks by using your phone’s camera.

To use Mobile Deposit:

  • Log in to your 1st Advantage Mobile app.
  • Choose Deposits under the menu.
  • In the Account field, choose the account you want to deposit and make sure to endorse

by signing your name on the back and printing “For Mobile Deposit Only” below your signature.

  • Capture an image of the front and back on your check.
  • Enter the amount, verify the information and select Submit.

Tips for using Mobile Deposit:

  • Take photos in a well-lit area
  • Place check on a dark surface
  • Be sure only the check is in the photo (no fingers holding the check)
  • Make sure the whole check is visible in the guidelines; leave a small amount of space between the guidelines and the edges of the check
  • Give the camera time to focus before taking the photo; being too close can make the check image is blurry.
  • Make sure the check isn’t folded or torn
How do I endorse a check for Mobile Deposit?

Within the endorsement area on the back of the check, sign your name and print “For Mobile Deposit Only”.

What types of checks can I deposit through Mobile Deposit?

Typically you can use Mobile Deposit to deposit checks that are payable to you. Some exceptions may apply.

When will the check I deposited through Mobile Deposit be available?

Checks deposited using Mobile Deposit are available for withdrawal based upon our typical funds availability policy. If we receive your mobile deposit by our Mobile Deposit cut-off time of 4pm CST, Monday through Friday (excluding holidays), we consider that business day to be the day of your deposit. Otherwise, we will consider that the deposit was made on the next business day we are open. If made by the 8pm CST Mobile Deposit cut-off time, Monday through Friday (excluding holidays), these deposits will typically be available the next business day. In some cases, an extended hold may need to be placed on a mobile deposit, meaning funds will not be available the next business day.

Are there transaction and monthly limits for Mobile Deposit?

Yes, there is a $5,000.00 daily limit and a $10,000.00 monthly limit for mobile deposits made through the 1st Advantage Mobile App. The monthly limit amount is a on rolling 30-day cycle.  As mobile deposits become available to you, they will no longer count toward the limit, making room for future deposits.

How to make a Mobile Deposit

To learn how to make a Mobile Deposit. Use the button below, to check out a video on our Facebook Page!

Mobile Deposit Video

Check Remote Deposit Capture at Cafe
Pen and white paper written with HELP IS HERE!

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If you need any assistance or have questions about setting up your online Bill Pay, please call us today.

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