Mobile Deposit is a feature within Digital Banking that allows you to deposit checks by using your phone’s camera.
To use Mobile Deposit:
by signing your name on the back and printing “For Mobile Deposit Only” below your signature.
Tips for using Mobile Deposit:
Within the endorsement area on the back of the check, sign your name and print “For Mobile Deposit Only”.
Typically you can use Mobile Deposit to deposit checks that are payable to you. Some exceptions may apply.
Checks deposited using Mobile Deposit are available for withdrawal based upon our typical funds availability policy. If we receive your mobile deposit by our Mobile Deposit cut-off time of 4pm CST, Monday through Friday (excluding holidays), we consider that business day to be the day of your deposit. Otherwise, we will consider that the deposit was made on the next business day we are open. If made by the 8pm CST Mobile Deposit cut-off time, Monday through Friday (excluding holidays), these deposits will typically be available the next business day. In some cases, an extended hold may need to be placed on a mobile deposit, meaning funds will not be available the next business day.
Yes, there is a $5,000.00 daily limit and a $10,000.00 monthly limit for mobile deposits made through the 1st Advantage Mobile App. The monthly limit amount is a on rolling 30-day cycle. As mobile deposits become available to you, they will no longer count toward the limit, making room for future deposits.