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A credit score is a number between 300-850 that depicts the creditworthiness of a consumer. The higher the number, the more favorable lenders will view you. As such, this number (also called your FICO score) significantly affects your financial life. Your credit score is calculated through factors like: Payment history Total amount owed Length of […]
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The decision to purchase a home is an exciting one, with dreams of the perfect house. Before you dive into shopping for houses, you need to prepare to get your finances in order and talk to your lender. Check your credit score What is your credit score like? This will determine whether you’re eligible for […]
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Person to person payment (P2P) fraud is becoming more common. This is fraud committed through P2P services like PayPal, Apple Pay, Venmo, and more. Here’s how you can protect yourself from scams: Only send money to people you know P2P payments should be treated like cash: always verify that it’s going to the right person […]
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